Paycheck with a Plan (spreadsheet + Money Without Panic guide)

Original title: Salário com Destino + Finanças Sem Pânico

A 7-tab spreadsheet that does the math for you and the illustrated guide Finanças Sem Pânico. Give your paycheck a plan on the day it lands.

In Portuguese for now

• The Salário com Destino spreadsheet, with 7 tabs: start here, X-ray, my Day 1, the invisible drain, peace-of-mind fund, once-a-year bills and a 30-day plan
• The illustrated guide Finanças Sem Pânico, in PDF, with Nina explaining each step
• The 3 buckets on payday: 50/30/20 to start, and 70/20/10 when the basics weigh more
• The 30% cap on housing, with a warning in the spreadsheet when yours goes over
• The invisible drain: subscriptions you don't use, food delivery and ride apps, per month and per year
• The peace-of-mind fund, starting with the goal of 1 month of bills

This guide is in Portuguese, and sales outside Brazil aren't open yet. This page explains what's inside so you know what's coming.

7-tab spreadsheet + illustrated guide · Google Sheets, .xlsx and PDF